U:RAIL Business

A programmable business account for digital assets.

The first reference customer on Core: receive, invoice, split, reserve, exchange, escrow, approve, pay and prove — on real USDT/USDC/GOLD, through the same public API any external tenant would use.

What it does

Receive, split, hold, pay, prove.

Wallet

USDT/USDC/GOLD balances

Real USDT (TRC-20) deposits, screened and confirmed; keyless withdrawals; available/locked balances.

Invoices

Payment links & receipts

Unique deposit intents, matching, chaser and a provable receipt per invoice.

Rules

Splits, reserve, tax vaults

Proceeds organize themselves on arrival — atomically, in the same transaction as the payment.

Exchange

Live-oracle gold swaps

USDT ↔ gold at the median of Chainlink/Binance/OKX with an explicit fee leg.

Payouts

Batch & recurring

Contractor payouts with approvals and address screening.

Treasury

Gold allocation & PoR

Route receipts into gold; prove reserves; reconcile custody to ledger.

Dogfooding rule

If Business can't run on the public API, the API isn't ready.

Business is operated as an external client: its own tenant, keys, accounts, policies, limits and webhooks. No hidden endpoints, no direct Core DB access.