Connect one endpoint and settle across fiat, stablecoins and tokenized assets — atomically, with compliance and proof of reserve built in. No card networks, no per-corridor bank integrations. Live in minutes.
The app you build talks to one API. Everything underneath — banks, the stablecoin issuer, custody, compliance, reconciliation — is the rail's job, not yours.
Sign in and generate an HMAC key pair. Test keys settle against a live sandbox instantly — no onboarding call, no waiting.
One signed POST /api/pay — name the asset in, the asset out, and the amount.
The rail resolves the FX, screens compliance, and settles atomically.
You get a committed transaction and a verifiable proof. Your users see one payment; your finance team gets net positions and proof of reserve.
Behind those two calls: a Nigerian bank collection, an NGN→AEC swap, a regulated mint through the stablecoin issuer, a user balance, a merchant redemption, and a UAE-bank payout — all reconciled and provable.
A user tops up in naira and spends dirhams in Dubai — one balance, real dirhams at the till. Add any corridor the same way: register the assets, set the route.
The naira never leaves Nigeria; the dirhams are born in the UAE. U:RAIL is the connective layer that makes the two sides one atomic, compliant, provable transaction — the part no single bank or stablecoin holds.
→ Run the corridor demo, first as the customer, then as the settlement bank.
See the corridor live →A bank on each side plus a stablecoin can move one payment. They share no common ledger — and that gap is exactly what a settlement rail is for.
Debiting fiat on one side and minting the coin on the other are two actions in two systems. Between them, funds sit in limbo. On the rail they commit together or not at all — no limbo, ever.
Each party sees only its own leg, so risk hides in the seam between the two sides. The rail screens the entire route before settlement — a blocked payment never reaches the ledger.
No single participant holds the corridor's net position or proves that every unit issued is backed on the other side. The rail does — on demand, with a tamper-evident audit trail.
Go direct and each new corridor is a fresh pair of bank integrations. Connect the rail once and add corridors by config — the way Stripe abstracts card networks, for settlement.
Every track runs against the actual settlement engine — balances move, compliance verdicts fire, proofs verify. Start with the Nigeria→UAE corridor.
Get test keys and make your first cross-asset settlement in minutes — then watch it prove itself on the live demos.